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Governance & regulation

AI regulation tracker for India and the EU

The dates, scope and next steps that matter for organisations using AI across India and Europe — reviewed monthly.

Last reviewed: 29 September 2026

What applies now and what’s next

StatusDateRuleWhat it means
In force1 Aug 2024EU AI Act enters into forceStaggered application begins
In force2 Feb 2025EU AI Act — prohibited practices; AI literacyCertain AI practices banned; AI literacy duties for providers and deployers (Article 4 wording amended in 2026)
In force17 Jan 2025EU DORAICT risk rules for EU financial entities, including third-party providers
In force2 Aug 2025EU AI Act — general-purpose AI and governance provisionsObligations for GPAI model providers; penalties framework
In force13 Nov 2025India DPDP Rules notified — phase 1Data Protection Board provisions in force
In force1 Jan 2026EU CBAM definitive periodCarbon reporting and certificate obligations for importers of covered goods
In force27 Jul 2026EU Digital Omnibus on AI (Regulation (EU) 2026/1744)Deferral of high-risk dates and targeted amendments
In force2 Aug 2026EU AI Act — transparency obligations (Article 50)Disclosure when people interact with AI; marking of AI-generated content (some provisions for existing systems from 2 Dec 2026)
Upcoming13 Nov 2026India DPDP — phase 2Consent manager provisions apply
Upcoming2 Dec 2026EU AI Act — Article 50(2) for existing systemsContent-marking obligations extend to systems already on the market
UpcomingEnd 2026 (target)India–EU FTA signatureEntry into force expected early 2027
Upcoming13 May 2027India DPDP — phase 3Full data-fiduciary obligations: notice, consent, rights, security safeguards, breach reporting
UpcomingAug 2027EU AI Act — national regulatory sandboxesEach Member State to have at least one operational sandbox
UpcomingEnd 2027SAP ECC mainstream maintenance endsContext for SAP customers planning S/4HANA and AI roadmaps
Upcoming2 Dec 2027EU AI Act — high-risk systems (Annex III)Requirements for high-risk uses such as employment, credit, education and essential services
Upcoming2 Aug 2028EU AI Act — high-risk AI in regulated products (Annex I)Requirements for AI embedded in products covered by EU product legislation

The rules in brief

GDPR

Applies to personal data of people in the EU, including data used to train or run AI. Relevant principles include lawful basis, purpose limitation, data minimisation, transparency and rights related to automated decision-making.

India Digital Personal Data Protection Act, 2023 and DPDP Rules, 2025

India’s data protection regime, phased in over 18 months from November 2025. Applies to digital personal data processed in India, and to processing outside India connected to offering goods or services to people in India. Penalties can reach ₹250 crore for failing to take reasonable security safeguards.

Sector guidance (India)

Financial-sector regulators including the Reserve Bank of India and SEBI have issued frameworks and guidance on responsible AI, model risk and outsourcing. Check the guidance that applies to your licence.

EU DORA

Operational resilience rules for EU financial entities and their critical ICT providers, including AI services.

India–EU Free Trade Agreement

Concluded on 27 January 2026. Signature targeted for end-2026 and entry into force for early 2027. Not an AI law, but it increases trade flows that bring EU compliance expectations to Indian suppliers.

Five actions for the next 90 days

1

Complete your AI inventory

, including AI features switched on inside ERP, CRM and productivity platforms.

2

Close transparency gaps

EU transparency obligations already apply.

3

Map AI use cases involving personal data

to DPDP and GDPR requirements ahead of May 2027.

4

Identify high-risk candidates

under the EU AI Act and start on logging, human oversight and data governance.

5

Name owners

an accountable owner for each AI system and a forum for AI decisions.

Know where your AI stands before the regulators ask.

  • EUR-Lex: Regulation (EU) 2024/1689 (AI Act); Regulation (EU) 2026/1744 (Digital Omnibus on AI)
  • European Commission AI Office publications
  • Ministry of Electronics and Information Technology (MeitY), Government of India: DPDP Act, 2023 and DPDP Rules, 2025 (Gazette notification)
  • European Commission, DG TRADE: EU–India trade agreement
  • SAP maintenance strategy announcements

Disclaimer

This tracker summarises public information for planning purposes. It is not legal advice. Dates and requirements may change; always confirm with primary sources and your legal counsel.